Only Partnership policies carry the Partnership logo.

Types of Partnership Plans Available

Participating insurers are now able to offer five different Partnership policies. Dollar for Dollar Asset Protection policies will allow policyholders to establish asset protection based on the amount of benefits paid from the policy when they apply for Medicaid Extended Coverage. Total Asset Protection policies allow policyholders to protect all of their assets when they apply for Medicaid Extended Coverage. The comparison table below shows the four offerings.

Plan Minimum Policy Duration Maximum Policy Duration Minimum Daily Benefit Allowances (2013) Home Care Benefit Maximum Elimination Period
Total Asset 50
3/6/50		 3 years Nursing Home Care or 6 years of Home Care * Unlimited NH = $265 HC = $133 Home care DBA is 50% of the Nursing Home Care DBA (Daily benefit allowance) 100 days
Total Asset 50
2/4/50		 2 years Nursing Home Care or 4 years of Home Care * or 4 years Residential Care Facility Unlimited NH = $265 HC = $133 Home care DBA is 50% of the Nursing Home Care DBA (Daily benefit allowance) 100 days
Total Asset 100
4/4/100		 4 years Nursing Home Care or 4 years Home Care or 4 years Residential Care Facility Unlimited NH = $265 HC = $265 Home care DBA is equal to the Nursing Home DBA (Daily benefit allowance) 100 days
Dollar for Dollar 50
1.5/3/50 		1.5 years Nursing Home Care or 3 years Home Care * 2.5 years Nursing Home or 5 years Home Care NH = $265 HC = $133 Home care DBA is 50% of the Nursing Home Care DBA (Daily benefit allowance) 60 days
Dollar for Dollar 100
2/2/100 		2 years Nursing Home Care or 2 years Home Care or 2 years Residential Care Facility 2.5 years Nursing Home Care or 2.5 years Home Care or 2 .5 years Residential Care Facility NH = $265 HC = $265 Home care DBA is equal to the Nursing Home DBA (Daily benefit allowance) 60 days

*Home care days are counted on the basis of 2 home care days equaling 1 nursing home day.

A downloadable PDF file of the comparison chart is also available.

The list of Partnership products available through this web site is based upon recent information
that was provided by participating Partnership insurers. However, participating Partnership insurers may cease offering certain products for new sales on a temporary or permanent basis at any time for a variety of
business reasons. It is advisable to check with the participating Partnership insurer (or its agent, broker or producer) to be certain a Partnership product available through this web site is still available for new sales.