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NYS Partnership for Long-Term Care Web Site
NYS Parternship for Long-Term Care Learning


Lesson 1
What is Long-Term Care? What is Long-Term Care Insurance? Who Pays?

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1. Lessons

Objectives

Lesson 1 -
What is long-term care? What is long-term care insurance? Who pays?
Test Your Understanding

Lesson 2 -
General description of the New York Partnership for Long-term Care.
Test Your Understanding

Lesson 3 -
Medicaid eligibility and the treatment of Income and Assets.
Test Your Understanding

2. Sources of Assistance and Additional Resources

3. Frequently Asked Questions By Consumers

Appendix

Glossary

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What is Long-Term Care?

     

Long-term care refers to chronic "custodial" care, which encompasses a broad range of supportive medical, personal, and social services needed by people who are unable to meet their basic living needs for an extended period of time because of medical, physical, and cognitive conditions caused by an accident, illness, or frailty.

      Long-term care involves receiving the assistance or supervision of another person(s) to perform the essential activities of daily living ( ADLs ) when these tasks can no longer be performed independently. The ADLs include eating, bathing, dressing, mobility, toileting, transferring, and maintaining continence. ADL assistance may be provided at home by formal (paid) caregivers, such as home health aides or by informal (unpaid) caregivers, such as family members or friends. ADL assistance may also be provided in a nursing home or assisted living facility.


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